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Man malicious overdraft banned for three years to apply for a credit


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's Republic of China (viii) "applies to an injunction to prohibit the probation period to apply for a credit card. The Court found that Tianmou Department of Chongqing, an appliance installation company employees in the bank in March 2008, he claimed three credit cards. Among them, the main card, two attached cards, three cards share the credit limit of 100,000 yuan. Tian Moushen the collar above credit card after the cardholder overdraft consumer over the repayment period and yet to merge multiple collections by the bank to continue the overdraft amount. As of September 29, 2010, Tianmou overdraft principal for a total of 9.5 million yuan. The local Police received a the bank report after Tianmou subpoena. Tianmou after appearing in court,

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, to repay the arrears. The court held that the Tianmou illegal possession for the purpose of holding bank credit card malicious overdraft of 9.5 million yuan, a relatively large amount, and refuses to repay several collections, his behavior constituted the crime of credit card fraud,
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, should be punished according to law. In view of the restitution of all overdraft amounts Tianmou after the incident, pleaded guilty in the trial, repentance, its lighter punishment according to law and applies to the injunction. May 1, 2011, the Criminal Law Amendment (h) "the official implementation of its provisions," declared suspended, according to the circumstances of the crime, while prohibiting criminals engaged in specific activities within the probation period,
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,
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, the specific area and sites contact a specific person. " It is the "Criminal Law Amendment (h) after the entry into force, applicable as from Chongqing Jiangbei Court injunction case.

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